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Frequently Asked Questions
Why should I use Mortgage Genie as opposed to a bank?
We Offer the best rates available and we get fast results. We can have an answer on your mortgage today, we can also help whether you have good credit or bad credit.

Isn’t Mortgage Genie working for the banks?
Absolutely not. We work for you. Helping you to get the right mortgage, consolidate your debts, to get money for your home renovations is in our interest so we are dedicated to you from the moment you walk through the door.

Will my credit score be affected by using Mortgage Genie?
If you decide to shop around the banks, your credit will be pulled by everyone you approach. This can affect your credit scores. Using Mortgage Genie for your mortgage, refinancing, etc you stop your credit from being hurt and we can qualify you for more mortgage products.

Can’t I get a better rate by going to a bank?
We are up-to-date on all the mortgage rates and re-payment options available. We have access to over 75 different lenders, banks and financial institutions. We get mortgage rates at wholesale and guarantee them for up to 120 days. Getting your mortgage through one bank limits your options.

Can I refinance my home for renovations?
No problem. We can help you refinance your mortgage to help pay for those costly home renovations.

I have 4 separate payments going out every month for debts and I am paying more than I am making, what can I do?
Call Mortgage Genie today. We can help you to refinance and in turn help with debt consolidation to make your repayments manageable and maybe even help you to get some money for home renovations.

I have bad credit and the banks have declined me on a 2nd mortgage, can Mortgage Genie help me?
We can get you an answer on 1st, 2nd and 3rd mortgages today. We can help you to refinance to pay your debts, get money for home renovations, just give us a call or fill out an application today.

Click below to APPLY NOW!

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For fast results speak to one of our Mortgage Specialist Today!
Call 416-667-9834 or toll free at 1-866-268-8889

Mortgage | Refinance | Power Of Sale | Debt Consolidation | 1st, 2nd and 3rd Mortgages | Purchase | Home Renovation | Credit approved | Loans

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